Baby prefer buy stock than property in the next 1 year.Referring to SGP, Stock had gone down a lot, property still holding on peak price.Baby has been learning to be patience, awaiting to buy stock only when STI drop to 2000.US stocks attractive but very volatile, patience is important. Baby wish to buy Citi and ML when they ever goes to $10 Then wait long long for them to go up to $60-$100 again