they could easily opt for a resale flat where they would not have to wait to move in, and can enjoy grants of up to $70,000. According to HDB data, only 262 applications were received on the first day of application. Yet, yesterday's results mean less than 40 per cent of applicants will get a flat. 'Given these results, we can expect to see the HDB resale market continue to do well for the whole year with overall 14 per cent growth,'