One may want to consider bluechip stocks who's dividends are high-yield compared to their current stock prices. In addition to relatively high dividend yields, potential for capital gains over a 5+ year horizon are probably far superior since their prices are already halved, unlike property (whose prices have yet to reflect economic realities). Also the timeline to capital gains in stocks when the economy recovers will probably be faster than property who's price changes lag behind stocks. Having said that, stock prices may still have more to fall, so waiting may also be good. However, even if you buy now, risk is relatively low because prices have already fallen drastically