We're throwing good money after bad, and throwing it at the very people who should be allowed to fail, come what may. The taxpayers need to wake up. The mortgage lending "foundation" that has been holding up the entire system is crumbling, and in response the government decides to fix the roof. Yes we have been had. None of this bailout money is going to fix the root causes. It is going to help the same entities that set up this pyramid scheme to begin with. Unless we get a grip and stop the reckless dispensation of consumer credit and the high debt loads that come with it, the entire US financial system is destined to fail. We are acting as if the only way to cure alcoholism is to buy the drunkard more booze.